At DSB Insurance, we realize a mortgage broker’s job never stops. You’re a constant force in motion whose only priority is making your borrowers’ dreams come true. Sometimes, though, things just aren’t within your control.
After all, you can’t move interest rates yourself, right? And you can’t make your borrowers have great credit.
Unfortunately, sometimes borrowers don’t understand that, or don’t want to, because the process frustrates them.
Control What You Can Control as the Lender
We’ve seen the market go haywire and a borrower’s interest rate jump more than a full point just a month before settlement. When that happens, the other variables matter even more if you still plan on closing the loan. Homeowners insurance is a good example.
Homeowners insurance can be a big part of the monthly payment. If the escrow payment comes in higher than expected, it could make or break a settlement.
No matter how many times you explain it, most borrowers are only concerned with what their final monthly payment will be, and whether they can afford it.
Educating Your Borrowers Can Be Hard
You know many variables go into a monthly payment, but borrowers often don’t think it through.
All of these add up to the monthly payment.
One Independent Agency. Many Carriers.
DSB Insurance is an independent agency with access to a wide range of insurance companies. That means we can find the best homeowners insurance policy available for your borrower.
Best-Fit Policies
Shopped across many carriers for your borrower.
Fewer Escrow Surprises
Competitive pricing that helps keep payments in line.
Quick Response
Fast turnaround that helps keep closings on schedule.
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