Are you 100% sure your home insurance would actually cover a disaster in Ohio?
Between Midwest storms, frozen pipes, and increasing theft in cities like Chillicothe, Cincinnati, Columbus and Cleveland, too many Ohio homeowners are one claim away from a nightmare—and don’t even know it.
That’s why DSB Insurance created the Ohio Homeowners Insurance Protection Guide—a free, expert-curated resource to help you:
- Spot gaps in your current policy
- Avoid the most common (and costly) mistakes
- Get smart coverage upgrades without overspending
Download the FREE Guide Here »
Why This Guide Matters for Ohio Homeowners
Ohio isn’t like other states. You’ve got:
- Subzero winters that crack pipes
- Tornadoes and hail in spring
- Flash floods from summer storms
- Ice-covered steps that lead to injury claims
- Older homes with outdated electrical systems
Standard homeowners policies don’t fully protect against all of these.
But this guide breaks it all down—with Ohio-specific advice—so you can protect your home and your wallet.
What’s Inside the Guide?
Here’s just a taste of what you’ll learn:
What Your Policy Really Covers (and What It Doesn’t)
- The truth about dwelling vs. market value
- How much personal property is actually covered
- Why liability protection is critical in icy Ohio winters
Optional Add-Ons Every Ohio Home Needs
- Service Line Coverage: Underground pipe repairs cost $5K+—are you covered?
- Equipment Breakdown: Power surge? Goodbye, furnace.
- Flood Insurance: Just 1 inch of water = $25,000 in damage
- Scheduled Property: Your jewelry, collectibles, or firearms may be underinsured
Smart Ways to Save on Premiums
- Bundle with auto = up to 30% off
- Use home safety upgrades for discounts
- Stay claims-free for loyalty perks
- Raise deductibles strategically
Claim-Proof Your Future
- Easy checklist to follow after a storm or break-in
- Learn what to document before you clean up
- Know what to ask your adjuster—and when to start repairs
Avoid These Common Insurance Mistakes
Underinsuring your home (rebuild costs have jumped 20%+)
Skipping flood coverage because you’re “not in a flood zone”
Forgetting to tell your insurer about renovations or upgrades
Our guide helps you avoid these pitfalls—and shows you how to fix them before you file a claim.
Your Next Step: Get the Free Guide & Expert Review
At DSB Insurance, we specialize in personalized protection for Ohio homeowners. Use this free guide as a blueprint—and if you want a real expert to review your current coverage, we’ve got your back.
Click here to download your free guide »
Or call us at 740-656-5119 for a no-pressure, personalized insurance checkup.
Protect What Matters. Download Now.
Your home is your biggest investment. Don’t leave it to chance with outdated or incomplete coverage.
Get the Ohio Homeowners Insurance Protection Guide—FREE
✔ Uncover gaps
✔ Save money
✔ Protect your family