Why Cargo Insurance Is a Must for Your Business
Every year, billions of dollars in goods are lost or damaged in transit due to accidents, theft, and unforeseen disasters. Without cargo insurance, businesses risk devastating financial losses. Whether you’re a manufacturer, distributor, or logistics provider, protecting your shipments is non-negotiable.
At DSB Insurance Agency, LLC, we specialize in customized cargo insurance solutions to keep your freight secure—no matter where it’s headed.
3 Real-World Cargo Insurance Claims (And How Coverage Helps)
1. Theft in Transit
Scenario: A truck carrying $150,000 worth of electronics was hijacked overnight at a rest stop.
Problem: The shipper had no cargo insurance and lost the entire shipment.
Solution: With all-risk cargo insurance, the business would have been reimbursed for the stolen goods, minimizing financial strain.
2. Weather-Related Damage
Scenario: A container ship encountered a severe storm, causing seawater to flood and ruin a shipment of textiles.
Problem: The carrier’s liability only covered a fraction of the loss.
Solution: Marine cargo insurance would have covered the full value of the damaged goods, ensuring the business wasn’t left footing the bill.
3. Loading/Unloading Accidents
Scenario: A forklift operator accidentally dropped a pallet of fragile medical equipment, destroying $80,000 worth of product.
Problem: The freight company’s liability didn’t cover mishandling errors.
Solution: Comprehensive cargo insurance includes coverage for loading/unloading mishaps, protecting the shipper from unexpected losses.
How DSB Insurance Agency Protects Your Shipments
We don’t just sell policies—we tailor coverage to your specific risks. Our cargo insurance options include:
✔ All-Risk Coverage – Protects against theft, damage, and accidents.
✔ Marine Cargo Insurance – Covers ocean, air, and inland transit.
✔ Contingent Cargo Insurance – Fills gaps when carrier liability falls short.
Don’t Risk Your Bottom Line—Get Your Cargo Covered Today
A single uninsured loss can cripple your business. Jason D. Brown, CIC, and the DSB Insurance team are here to ensure your cargo is protected—every step of the way.
Call us today at 740-656-5119 or visit DSBInsurance.com for a free consultation.
Learn more at Revolution Trucking.